What is a money purity test?
A money purity test is a purity test about your relationship with cash. Instead of your party history or your love life, it digs into your everyday money moves: nothing criminal, just those moments when you weren't totally above board with your own wallet, or somebody else's.
In the app, that's Money mode: 100 questions, rated “hot” on the intensity scale. Its tagline jokes that the IRS must have written it. Expect the kind of questions that poke at splitting the check, paying people back, sales and subscriptions, with the same teasing tone as every other mode.
Some people call it a financial purity test, others a money habits quiz. Either way, it works like any purity test: every “Never” counts, and your final score is the percentage of things you've never done. 100 means your money karma is spotless. 0 means you probably owe every single one of your friends twenty bucks.
What the money purity test covers
Money mode is all about the small money sins everyone commits and nobody admits to. Here's the kind of ground it covers:
- Being cheap: the check you let slide, the tip you skip, the round you never buy.
- Impulse buys: the midnight checkout, the cart you filled just to look, the sale you couldn't resist.
- Forgotten IOUs: the classic “I'll pay you back tomorrow” that's now three months old.
- Zombie subscriptions: the ones you keep paying for because you never found the cancel button.
- Money with family and partners: who pays for what, purchases you'd rather not mention, and those loans from Mom and Dad.
Sample questions in the spirit of Money mode
To give you an idea, here's the kind of question you'll find in Money mode. These aren't the app's exact questions, but they're in the same spirit. Keep a tally of your “Done that” answers as you go:
- Have you ever said you'd pay someone back tomorrow, knowing full well you wouldn't?
- Have you ever pretended to dig for your wallet when the check showed up?
- Have you ever paid for a subscription for months without using it once?
- Have you ever regifted a present?
- Have you ever bought something just because it was on sale?
- Have you ever suggested splitting the check evenly after ordering the priciest thing on the menu?
- Have you ever hidden a purchase from your partner?
- Have you ever opened your banking app with one eye closed?
- Have you ever borrowed money from your parents and called it an advance?
- Have you ever ordered takeout with a full fridge?
- Have you ever kept the change after running an errand for someone?
Playing the money purity test with friends or your partner
Money mode is made for playing with other people, because the truth about who pays the check only comes out when everyone starts confessing.
With friends, it's your chance to finally find out who always heads to the bathroom when the check lands, and who keeps covering everyone without ever getting paid back. Everyone plays on their own phone, then the compare feature puts two scores side by side. Then it's on you to guess who answered what. Old debts tend to resurface, usually with a laugh. If your crew loves this kind of reveal, the purity test for friends is right up your alley.
With roommates, it's practically a public service. The shared grocery fund that keeps mysteriously running dry, the toilet paper nobody ever replaces, the electric bill someone swears they'll settle later: Money mode puts all of it on the table, and the score comparison acts as a neutral referee. Nobody has to show their answers, but the one who flat-out refuses usually has something to hide.
As a couple, Money mode gets into a topic a lot of people tiptoe around: who pays for what, who caves at every sale, who hides their packages from the other. It's a lighthearted way to talk about it without turning dinner into a budget meeting. When you're done, the purity test for couples covers everything else about life as a pair.
What your money score does and doesn't mean
Your money purity test score says nothing about your credit, your savings or how well you handle a budget. It's a game.
It just counts the little schemes you've already pulled. A low score doesn't make you a con artist, and a high one doesn't make you an accountant. And no, none of this is financial advice. Leave that to the pros. Like every mode, each range comes with a verdict, from Choir Kid at 80 and up to Wolf in Sheep's Clothing below 10. To decode your number, read our guide to purity test scores.
Where can you play Money mode?
Money mode lives in the Test de Pureté app, which is free on iOS and Android.
The free six-question preview on this site covers Chill, Squad and Couples, but not Money. Warm up with the preview on our homepage, then download the app for all 100 questions. The base modes don't need an account, and the story-format score card only shows your score and verdict. If 100 questions aren't enough, Money is also part of the 700-question ultimate purity test.